If she uses Sundays to prepare meals, she can cut down on ordering in. She should reflect on the cost of owning and operating a vehicle, expert says.
The retail manager says she makes $60,000 annually and has $10,000 of combined debt — $4,000 on her credit card plus a $6,000 loan.
“I’m not a big cook, and, because of my work schedule, I usually eat after 7 p.m. or 8 p.m., and, by then, I’m too tired from my day to cook for an hour or so.” Cassandra is a homebody who loves to hang out with her partner and their dog on her day of rest on Sundays. If she is serious about paying down her debt, she could start to use Sunday as a day to prepare meals and stock her fridge and freezer with meals that are easy to warm up after she gets home from work.
Her credit-card rate is probably higher than her consolidation-loan rate, so that would be the debt to pay down more aggressively.
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