The four financial resolutions you should make to straighten out your family finances in 2023. The secret to money health is to take care in planning your daily, weekly, monthly and yearly financial expenditures — and sticking to those plans.
It is a very good idea to make New Year’s resolutions — the tricky part is sticking to them.
The secret to making resolutions stick is to create healthy rituals out of them. Here are four to get you started:Ostraching is sticking your head in the sand and not looking at your finances. Set the ritual of checking your online banking daily to see how it looks. Are your accounts in good shape? Do you need to move money around? Is it time to return that gift you bought for someone that never was given? And, while you’re at it, move a small, but meaningful amount of money into your savings account, possibly the value of an expensive latte or takeout you were going to order, but have decided against because it’s not good for your wallet — or waistline.
Not sold? People who plan their weeks achieve better results at work and are more likely to stay the course with their budgeting. In other words, they make more money and are much better at keeping it.Gather up a list of all of your assets and liabilities. Assets are things that you own, which grow in value, such as a home, an investment, a savings account, a pension or a business.
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