The cardboard tax package stands in post offices and drugstores have been replaced with QR codes this year telling them how to order forms from the Canada Revenue Agency (CRA), or jump into the 21st century and do their taxes online.
It’s a Heritage Moment lamenting the passing of a time when you could file returns for the cost of a postage stamp. Online tax software can top $100 depending on your tax situation, but there are ways for thrifty Canadians to do it for free. The choice is limited to third-party providers with software that is approved by the CRA to work with its NETFILE filing system. NETFILE is the final step to ensure the CRA has received your return securely.
Most services offer software versions compatible with Windows and MacBook operating systems, and mobile apps. They also have the ability to import T4 and registered retirement savings plan contribution slips from employers and financial institutions. Wealthsimple Tax, for example, remains free for special situations including T2125 for self-employment business and professional income, T5 for interest and dividends, rental income, capital gains or losses, or crypto trading.
The free tax service from Wealthsimple has an automated guide and email support for questions, but offers an upgrade to a paid service if required.
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