Amid rising prices and interest rates and a coming recession, it’s time to get clear on your shared goals.
When it comes to relationships, Keisha Blair knows opposites can attract. And those opposing views and behaviours can sometimes be around money.
Blair and her spouse prioritize open communication to ensure their differences don’t cause relationship problems, but a point of tension can be that Blair has felt restricted by her spouse’s hesitations toward risk. “The higher the financial stakes, the higher the emotional stakes when it comes to being on different pages with your money.”
“Each party will be working on themselves. It’s not reasonable to enter any kind of process expecting to change your partner. That just does not usually end well,” Knox says. With personality traits, those more inclined to engage in risky pursuits, like sky diving, are typically willing to take on more risk with their money. When it comes to life experiences, pivotal shifts can influence future behaviour, Becker says. For instance, Becker’s parents bought their first house in the ’80s when interest rates were north of 15 per cent, so their focus was paying down that debt as soon as possible. That influences their approach to debt today.
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